With our Bump Up CD option, you have the choice to bump your rate up during the term of your CD. You have the option to increase your APY and interest rate once during the term and enjoy a higher rate, effective through the end of your CD’s current term before it auto-renews.

*13-month Certificate of Deposit (CD): 4.10% APY; 4.025% Rate. APY=Annual Percentage Yield. National Iron Bank reserves the right to change or terminate this offer at any time without prior notice. Minimum opening deposit is $10,000 with funds not previously on deposit in a National Iron Bank account. With the Bump Up CD a rate increase may be requested once during the term of the CD should the rate offered for the Bump Up CD rise. Minimum balance to earn interest is $10,000.00. Interest is compounded and credited monthly. Penalty for early withdrawal. CD will automatically renew at the posted 12-month standard CD rate upon completion of the 13-month special offer period. APY is accurate as of 12/20/2022. Rates subject to change daily. CD special offer exempt from Iron Country relationship pricing.